With some rare exceptions, every individual who wishes to file for bankruptcy relief must complete a Pre-Filing Credit Counseling course. This can be completed over the internet in the privacy of your own home and takes about 2 hours.
The emphasis of this class is on the nature of your current financial condition. You will be treated with respect and dignity.
The credit counseling is valid for 180 days. If a bankruptcy is not filed within 180 days then the credit counseling must be completed again.
Our preferred providers are:
Cricket Debt Counseling. Our code # is 368116. This is the best course available because Cricket includes a “soft” credit report that downloads into their interface,relieving you of having to hand-type in most of your creditors.